---
title: "Medicare levy surcharge calculator: single residents | TaxCalcTool"
description: "Estimate the Medicare levy surcharge for a single salary-only employee with either full-year appropriate hospital cover or no cover for the full year."
canonical: "https://taxcalctool.com/australia/medicare-levy-surcharge/"
---

Canonical page: https://taxcalctool.com/australia/medicare-levy-surcharge/

> This is the readable version of the published page. Use the HTML page for interactive controls. Any displayed calculation is the page’s default example, not a personal estimate. The visible source status applies to this build; consult https://taxcalctool.com/source-health.json for the latest check.

[Home](https://taxcalctool.com/)  / [Australia](https://taxcalctool.com/australia/)  / Medicare levy surcharge calculator: single residents

# Medicare levy surcharge calculator: single residents

Estimate the extra levy for a single person without appropriate hospital cover all year. Cover is switched off in this example; change it to compare the annual result.

[Use the calculator](https://taxcalctool.com/australia/medicare-levy-surcharge/#calculator) [How it works](https://taxcalctool.com/australia/medicare-levy-surcharge/#explanation) [Worked example](https://taxcalctool.com/australia/medicare-levy-surcharge/#worked-example)

AUAustralia · Resident employee

All amounts in AUD

Annual salary before tax

$

Default example input: 120,000

Excludes employer superannuation.

Financial year1 July to 30 June

Checking official sources Annual estimate. Your payslip may differ.

[View official sources ↗](https://taxcalctool.com/sources/)

For single, full-year residents aged 18–66 with no dependants, salary only, and no itemised deductions. [Check your situation](https://taxcalctool.com/supported-scenarios/)

## Choose the setting that matches the whole year

This calculator supports appropriate private patient hospital cover for the entire financial year, or no appropriate cover for the entire year. It does not apportion cover by days.

If you started, stopped or suspended cover during the year, neither full-year setting models your situation completely. Check the ATO rules for the actual uncovered period.

[Medicare levy calculator and low-income reductions](https://taxcalctool.com/australia/medicare-levy/)

## Extras cover is not enough

General-treatment or extras-only insurance does not meet the hospital-cover requirement. Check your policy with your insurer rather than assuming any private health insurance qualifies.

The calculator does not assess your policy’s eligibility, premiums, private health insurance rebate or Lifetime Health Cover loading. It is not a recommendation to buy insurance.

## The income test matters

For this salary-only profile, the calculator uses the calculated taxable income for the relevant income amounts. Reportable benefits, reportable super contributions and other adjustments can change the income test, so they are excluded.

The surcharge uses income tiers. A change in annual salary can therefore affect the surcharge differently from the marginal income tax bands. Compare the entire annual result when estimating a raise.

## Common questions

## Read the official guidance

- [ATO: Paying the Medicare levy surcharge](https://www.ato.gov.au/individuals-and-families/medicare-and-private-health-insurance/medicare-levy-surcharge/paying-the-medicare-levy-surcharge)
- [Australian Government: Medicare levy surcharge and hospital cover](https://www.privatehealth.gov.au/health_insurance/surcharges_incentives/medicare_levy.htm)

For exact rule sections and effective dates, see the [source register](https://taxcalctool.com/sources/) .

## Your next question

- [Medicare levy calculator and low-income reductions](https://taxcalctool.com/australia/medicare-levy/)
- [Australian pay rise calculator: compare after-tax pay](https://taxcalctool.com/australia/pay-rise/)
- [Who can use this Australian tax calculator?](https://taxcalctool.com/supported-scenarios/)

[All Australian tax tools and guides](https://taxcalctool.com/australia/)