---
title: "Australian pay rise calculator: compare after-tax pay | TaxCalcTool"
description: "Compare two Australian salaries on the same assumptions and estimate the annual and average pay-period change after tax and included repayments."
canonical: "https://taxcalctool.com/australia/pay-rise/"
---

Canonical page: https://taxcalctool.com/australia/pay-rise/

> This is the readable version of the published page. Use the HTML page for interactive controls. Any displayed calculation is the page’s default example, not a personal estimate. The visible source status applies to this build; consult https://taxcalctool.com/source-health.json for the latest check.

[Home](https://taxcalctool.com/)  / [Australia](https://taxcalctool.com/australia/)  / Australian pay rise calculator: compare after-tax pay

# Australian pay rise calculator: compare after-tax pay

Compare your current salary with a new offer and see the difference after income tax, Medicare and optional HELP. Use cash salary excluding employer super for both amounts.

[Use the calculator](https://taxcalctool.com/australia/pay-rise/#calculator) [How it works](https://taxcalctool.com/australia/pay-rise/#explanation) [Worked example](https://taxcalctool.com/australia/pay-rise/#worked-example)

AUAustralia · Resident employee

All amounts in AUD

Annual salary before tax

$

Default example input: 85,000

Excludes employer superannuation.

Financial year1 July to 30 June

Compare with annual salary

$

Default example input: 95,000

Same tax year and personal assumptions.

Checking official sources Annual estimate. Your payslip may differ.

[View official sources ↗](https://taxcalctool.com/sources/)

For single, full-year residents aged 18–66 with no dependants, salary only, and no itemised deductions. [Check your situation](https://taxcalctool.com/supported-scenarios/)

## Keep the comparison consistent

Use the same financial year, hospital-cover setting and HELP setting for both salaries. If one offer includes super and another excludes it, convert the package to cash salary first.

The useful comparison is the difference between the two annual net results. Dividing that difference by the displayed number of pay periods gives an average change for your budget.

[Australian tax brackets: marginal and average rates](https://taxcalctool.com/australia/tax-brackets/)

## Allow for when the raise starts

A new annual salary does not mean you receive that amount in the current financial year if the raise starts partway through it. For a current-year estimate, enter the total cash earnings you expect across the earlier and later pay rates.

A full-year comparison answers a different question: what would each salary produce if earned for the entire year? Label your own comparison accordingly.

## Understand the change in deductions

Crossing an income tax bracket applies the higher bracket rate to the income in that bracket. Other income tests can behave differently, so inspect the levy, surcharge, offset and loan rows as well.

This calculator does not assess changes to benefits, childcare costs, commuting expenses or working hours. Those can matter when comparing jobs.

## Common questions

## Read the official guidance

- [Australian resident income tax rates — legislation](https://www.legislation.gov.au/C2004A03348/2026-07-01/2026-07-01/text/original/epub/OEBPS/document_1/document_1.html)
- [ATO: Multiple jobs or change of job](https://www.ato.gov.au/individuals-and-families/jobs-and-employment-types/working-as-an-employee/tax-free-threshold/multiple-jobs-or-change-of-job)

For exact rule sections and effective dates, see the [source register](https://taxcalctool.com/sources/) .

## Your next question

- [Australian tax brackets 2026–27 and 2025–26](https://taxcalctool.com/australia/tax-brackets/)
- [Australian bonus tax calculator: annual impact](https://taxcalctool.com/australia/bonus-tax/)
- [Salary including super calculator: Australia](https://taxcalctool.com/australia/salary-package/)

[All Australian tax tools and guides](https://taxcalctool.com/australia/)