---
title: "Salary including super calculator: Australia | TaxCalcTool"
description: "Separate a salary package into cash salary and assumed employer super, then estimate tax on the cash salary within the supported employee profile."
canonical: "https://taxcalctool.com/australia/salary-package/"
---

Canonical page: https://taxcalctool.com/australia/salary-package/

> This is the readable version of the published page. Use the HTML page for interactive controls. Any displayed calculation is the page’s default example, not a personal estimate. The visible source status applies to this build; consult https://taxcalctool.com/source-health.json for the latest check.

[Home](https://taxcalctool.com/)  / [Australia](https://taxcalctool.com/australia/)  / Salary including super calculator: Australia

# Salary including super calculator: Australia

An offer including super is not all cash salary. Enter the total package to separate base salary and employer super, then estimate the amount left after tax.

[Use the calculator](https://taxcalctool.com/australia/salary-package/#calculator) [How it works](https://taxcalctool.com/australia/salary-package/#explanation) [Worked example](https://taxcalctool.com/australia/salary-package/#worked-example)

AUAustralia · Resident employee

All amounts in AUD

Annual package including super

$

Default example input: 95,200

12% super illustration. Packages up to $280,000.

Financial year1 July to 30 June

Checking official sources Annual estimate. Your payslip may differ.

[View official sources ↗](https://taxcalctool.com/sources/)

For single, full-year residents aged 18–66 with no dependants, salary only, and no itemised deductions. [Check your situation](https://taxcalctool.com/supported-scenarios/)

## How the package is split

The package mode assumes the entire package consists of cash salary plus employer super calculated at the displayed rate on all that cash salary. It divides the package by one plus that rate, then estimates personal income tax on the cash component.

This is a contract illustration within the tool’s supported input limit. It assumes no other benefits or package deductions and applies the displayed contribution rate to the full cash salary.

[Australian take-home pay calculator 2026–27](https://taxcalctool.com/australia/take-home-pay/)

## Check the employer’s actual terms

Super guarantee rules refer to qualifying earnings and a contribution base. An employment agreement can affect what is paid. The package illustration does not establish your employer’s legal minimum super obligation.

- Confirm whether the quoted amount includes or excludes super.
- Check whether the package includes benefits, allowances or insurance.
- Check the contribution rate and whether the employer caps its earnings base.

## Super is separate from take-home pay

The employer-super amount is shown before any tax or fees inside the super fund. Salary sacrifice, personal deductible contributions and benefits packaging need additional rules and are outside this calculator. Do not enter those arrangements as an ordinary salary package.

## Common questions

## Read the official guidance

- [ATO: Super guarantee rates and contribution base](https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee)
- [ATO: Reportable employer super contributions](https://www.ato.gov.au/individuals-and-families/jobs-and-employment-types/working-as-an-employee/income-statements/incorrect-reportable-employer-super-contributions)

For exact rule sections and effective dates, see the [source register](https://taxcalctool.com/sources/) .

## Your next question

- [Australian take-home pay calculator 2026–27](https://taxcalctool.com/australia/take-home-pay/)
- [Australian pay rise calculator: compare after-tax pay](https://taxcalctool.com/australia/pay-rise/)
- [Who can use this Australian tax calculator?](https://taxcalctool.com/supported-scenarios/)

[All Australian tax tools and guides](https://taxcalctool.com/australia/)