Make sense of your salary.
Practical tools and explanations for the questions behind your tax estimate.
Tax guidance by country
Canada
Federal tax brackets, before credits. Provincial tax and payroll deductions are separate.
United States
Federal ordinary-income brackets for single and joint filers. Excludes state tax and payroll deductions.
Germany
Income tax on taxable income (zvE), with individual or joint assessment. Does not calculate net salary.
United Kingdom
Income tax bands after allowances for England, Wales and Northern Ireland. Scottish salary rates are excluded.
New Zealand
Annual income tax before credits. ACC, KiwiSaver and student loan deductions are separate.
Australian salary questions
Start with all Australian calculators.
Australian take-home pay calculator 2026–27
Estimate annual net salary and monthly, fortnightly and weekly averages. Understand why an annual tax estimate can differ from your payslip.
Salary including super calculator: Australia
Separate a salary package into cash salary and assumed employer super, then estimate tax on the cash salary within the supported employee profile.
Australian bonus tax calculator: annual impact
Compare annual salary with and without a cash bonus to estimate the change in net income, including supported Medicare and HELP effects.
Australian pay rise calculator: compare after-tax pay
Compare two Australian salaries on the same assumptions and estimate the annual and average pay-period change after tax and included repayments.
HECS-HELP repayment calculator 2026–27
Estimate compulsory HELP repayments for a salary-only Australian resident and understand repayment income, annual liability and payroll withholding.
Australian tax brackets 2026–27 and 2025–26
Understand how Australian resident income tax bands work, why a higher bracket does not apply to every dollar, and what the headline rates leave out.
Medicare levy calculator and low-income reductions
See how the standard Medicare levy and low income reduction fit into an Australian salary estimate, and identify situations outside this calculator.
Medicare levy surcharge calculator: single residents
Estimate the Medicare levy surcharge for a single salary-only employee with either full-year appropriate hospital cover or no cover for the full year.
Low income tax offset calculator (LITO)
Understand how the low income tax offset reduces Australian income tax, why it is not a deduction, and why it cannot create a refund by itself.
Compare financial years
See how the supported rules change the same salary between two years.